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Cookie Policy

Last updated: 2025

What Are Cookies?

Cookies are small text files that are stored on your device when you visit websites. They help websites remember information about your visit, such as your preferences, login details, and browsing history. In Canada, cookies are governed by privacy legislation including the Personal Information Protection and Electronic Documents Act (PIPEDA). Understanding how cookies work is essential to managing your digital privacy and avoiding financial mistakes related to data security. Cookies can be either session-based (temporary) or persistent (stored long-term). They play a crucial role in enhancing user experience, but it's important to know what data they collect to protect your financial information online.

Types of Cookies

Different types of cookies serve different purposes on websites. Essential cookies are necessary for basic website functionality and security features. These are critical for protecting your financial transactions and personal data from unauthorized access. Performance cookies collect information about how you interact with our site, helping us improve service quality. Preference cookies remember your settings and choices, personalizing your experience. Marketing cookies track your activity to deliver relevant content and advertisements. In Canada, websites must obtain explicit consent before using non-essential cookies. Understanding these distinctions helps you make informed decisions about which cookies to allow, particularly when handling sensitive financial information. Always review cookie policies before providing personal or banking details online.

How We Use Cookies

We use cookies to enhance your browsing experience and provide personalized content related to financial education and money management. Essential cookies enable secure browsing, protect against fraud, and maintain session security while you access financial information. Analytics cookies help us understand how users interact with our content about budget tips and money mistakes to avoid, allowing us to improve our resources. Performance cookies optimize page loading speeds and overall site functionality. We never use cookies to collect sensitive financial data like credit card numbers or banking credentials. All cookie usage complies with Canadian privacy regulations and international standards. We respect your privacy and use cookies only to provide better service and relevant information about avoiding financial errors in Canada. You maintain full control over cookie settings through your browser preferences.

Managing Cookies and Your Privacy

You have complete control over cookies on your device through browser settings. Most modern browsers allow you to view, delete, and block cookies at any time. You can choose to accept all cookies, reject non-essential ones, or customize cookie preferences individually. In Canada, website operators must respect your cookie choices and provide clear opt-out options. Disabling cookies may affect website functionality, but essential services remain available. To avoid financial mistakes related to online security, consider enabling cookies only from trusted websites and regularly clearing your browser cache. Use private or incognito browsing modes when accessing sensitive financial accounts. Keep your browser updated to ensure security features protecting against cookie-based tracking and fraud are current. For questions about our specific cookie practices and how we protect your financial information, we encourage you to review our full privacy documentation or contact our support team through standard channels.