Acceptance of Terms
By accessing and using this financial guidance platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. These terms apply to all users, including but not limited to browsers, vendors, customers, merchants, and contributors of content. If you do not agree with any part of these terms, you are prohibited from using this site and must exit immediately. We reserve the right to modify these terms at any time without prior notice. Your continued use of the platform following any such changes constitutes your acceptance of the new terms. It is your responsibility to review these terms periodically for updates. We recommend checking this page regularly to ensure you remain informed of any changes that may affect your use of our services and your financial decision-making process.
User Obligations and Conduct
Users agree to use this platform solely for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of the platform. Prohibited behavior includes harassing or causing distress or inconvenience to any person; transmitting obscene or offensive content; disrupting the normal flow of dialogue within our platform; and attempting to gain unauthorized access to our systems. You are responsible for maintaining the confidentiality of any account information and passwords associated with your use of this platform. You agree to accept responsibility for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with these obligations or to maintain adequate security of your account information.
Intellectual Property Rights
All content available on this platform, including but not limited to text, graphics, logos, images, audio clips, video clips, digital downloads, data compilations, and software, is the property of this website or its content suppliers and is protected by Canadian and international copyright laws. The compilation of all content on this platform is the exclusive property of this website and is protected by Canadian and international copyright laws. All software used on this platform is the property of this website or its software suppliers and is protected by Canadian and international copyright laws. You may not reproduce, republish, upload, post, transmit, or distribute any content in any way without our prior written permission. You may download material from this platform for personal, non-commercial use only, provided you maintain all copyright and proprietary notices.
Limitation of Liability
This platform is provided on an "as-is" basis without warranties of any kind, either expressed or implied. We do not warrant that the platform will be uninterrupted or error-free, or that defects will be corrected. We shall not be liable for any damages arising out of or in connection with the use of this platform. This includes, without limitation, indirect, incidental, special, consequential, or punitive damages, even if advised of the possibility of such damages. The financial information provided on this platform is for educational purposes only and should not be considered professional financial advice. Users should consult with qualified financial professionals before making investment decisions. We do not guarantee the accuracy, completeness, or timeliness of any information on this platform and are not responsible for any errors or omissions.
Termination of Service
We reserve the right to terminate or restrict your access to this platform at any time, with or without cause, and with or without notice. Grounds for termination include, but are not limited to, breach of these Terms of Service, unlawful conduct, or any activity that we determine, in our sole discretion, to be harmful to other users or the integrity of the platform. Upon termination, all provisions of these Terms of Service which by their nature should survive termination shall survive, including without limitation ownership provisions, warranty disclaimers, indemnification, and limitations of liability. Termination of your access will not relieve you of any obligations arising or accruing prior to such termination or limit any liability you otherwise may have to this website or its owners, including without limitation any indemnification obligations.